Remortgage

Residential Matters are experts in handling the legal aspects of remortgaging a home. To talk to one of our experts about your remortgage, call us on 01282 695 400.

How our remortgage solicitors will help you

Before your remortgage can be completed there are a number of tasks that need to be carried out. This includes liaising with mortgage lenders and the Land Registry to ensure you can take out the new mortgage on your property.

Once we have obtained funds from your lender and paid off your existing outstanding mortgage, completion can then take place.

Some of the key tasks our conveyancing solicitors will carry out include:

Requesting your title deeds
Requesting the mortgage redemption statement from your existing lender
Making sure your property meets the lending requirements of your new lender

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Why choose Residential Matters when remortgaging your home?

No matter what the reason for remortgaging your home, it is vital that you have an experienced remortgage solicitor on your side.

The team at Residential Matters are specialists in conveyancing and have the knowledge and experience to help your remortgage run smoothly.

We’re here to take the hassle out of the process by handling all the legal complexities for you. Our experts will keep you up to date throughout the process and will always be there to answer any questions you may have.

Our affordable, fixed fee conveyancing service makes budgeting for your remortgage easy.

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Why trust us with your remortgage?

At Residential Matters, we have a team of specialist conveyancers on hand to ensure your remortgage runs smoothly. Find out why you should choose our dedicated team.

Fixed fee quotes

We offer a fixed fee, affordable conveyancing quote allowing you to budget for your remortgage.

Specialist conveyancers

We have a team of specialist conveyancers to guide you through the legal process of your remortgage.

Local knowledge

With our in-depth local knowledge and strong relationships with lenders means you can receive a seamless service.

Experts on your side

By choosing Residential Matters you will have an expert on your side to answer any questions about your remortgage.

Get the advice you need

If you’d like advice on your remortgage, you can talk to our specialist solicitors in Lancashire.

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Remortgage FAQs

For more information on the process of remortgaging your home, take a look at our frequently asked questions.

When can I cancel my mortgage payments?

You must pay your mortgage with your existing lender right up to the agreed completion date. Your lender will provide your solicitor with the figure required to redeem your mortgage up to the time of completion.

You should not cancel your mortgage repayments until you have confirmed this with your solicitor.

What will happen to any overpayments I have made to my existing lender?

If you have made any overpayments to your existing lender these will be refunded from your lender either directly into your account or via your solicitor.

Will I need to pay stamp duty when I remortgage?

Occasionally, stamp duty will be payable on a remortgage. This is normally when a transfer of property title is taking place at the same time as the remortgage.

What will happen if I have a second mortgage on the property?

You will have the option of repaying the second charge as part of the remortgage process.

However you can postpone the second charge so the new lender will have the first charge on the property and second charge will remain as a second charge sitting after the new loan.

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What our clients say

Here at Residential Matters, we’re proud of the recommendations and feedback we receive from our clients. Find out what just some of our clients are saying about us.

Very good experience with this solicitor Emma was very helpful and knowledgeable. Always responded same day and emailed or called with updates, we didn’t have to chase.

Amelia Fallows

Residential Matters made the conveyancing process stress free and straightforward. They made it feel quick, easy and clear.

Jennifer Watkinson

First time buyer

I really never had to chase anything and Sue and her team did a fantastic job. Always willing to go that extra mile, very positive and a good sense of humour! A very efficient service, others solicitors were pushed by Sue and I was always kept informed.

Paul and Sheila Billett